Privacy Policy

EARN | Elite Agent Referral Network Inc. ("EARN," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you access or use our platform, including our website, mobile applications, and any other interactions with EARN (collectively, the "Services"). By using the Services, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use our Services.

1. Information We Collect

1.1 Information You Provide to Us:
We collect the following types of information directly from you when you use the Services:

  • Device Information: IP address, browser type, operating system, and device identifiers.
  • Usage Data: Date and time of access, pages viewed, features used, and other activity logs.
  • Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience, remember your preferences, and analyze usage trends.

1.3 Information from Third Parties:
We may collect information about you from third parties, such as:

  • Business partners or other users who submit referrals or feedback.
  • Publicly available sources or licensed data providers.

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve the Services.
  • Facilitate referrals and track commissions.
  • Process payments and manage billing.
  • Communicate with you, including sending updates, notifications, and promotional content.
  • Ensure compliance with applicable laws, including PIPEDA, CCPA, and other relevant regulations.
  • Analyze usage trends and improve platform performance.
  • Prevent fraud, unauthorized access, or harmful activities.

3. How We Share Your Information

We may share your information as follows:

3.1 With Other Users:

  • To facilitate referrals, users may access certain professional information (e.g., name, brokerage, and referral details).

3.2 With Service Providers:

  • We engage third-party vendors to assist with services such as payment processing, data analysis, and customer support. These providers are contractually bound to handle your data securely and only for specified purposes.

3.3 For Legal and Compliance Purposes:

  • To comply with legal obligations, enforce our Terms, or protect the rights, property, and safety of EARN, our users, or others.

3.4 In Connection with Business Transactions:

  • In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

4. Data Security

We implement appropriate technical and organizational measures to protect your information against unauthorized access, loss, or misuse. Despite these precautions, no data transmission or storage system can be guaranteed as completely secure.

5. Your Rights Under Applicable Laws

5.1 Canada (PIPEDA):

  • Access and Correction: You have the right to access and correct your personal information.
  • Data Transfers: If your data is transferred outside Canada, we will ensure appropriate safeguards.
  • Breach Notification: We will notify you and relevant authorities of any data breach where required.

5.2 United States (CCPA, CPRA):

  • Right to Know: California residents can request information about the personal data collected and its use.
  • Right to Delete: You can request the deletion of your personal data, subject to certain exceptions.
  • Right to Opt-Out: California residents may opt out of the sale of their personal data. While EARN does not sell personal data, this right is explicitly acknowledged.
  • Do Not Track: We respond to browser "Do Not Track" signals where required by law.

5.3 General Rights (Applicable to All Users):

  • Portability: You may request a copy of your data in a portable format.
  • Deletion: Subject to legal and contractual obligations, you may request the deletion of your personal information.
  • Opt-Out of Marketing: You can opt out of promotional communications while still receiving transactional or administrative messages.

6. International Data Transfers

Your information may be processed and stored in countries outside of your own, including Canada and the United States, where data protection laws may differ. By using the Services, you consent to such transfers and acknowledge that adequate safeguards will be in place.

7. Retention of Information

We retain your information for as long as necessary to:

  • Provide the Services.
  • Comply with legal obligations.
  • Resolve disputes and enforce agreements. When information is no longer required, we securely delete or anonymize it.

8. Children's Privacy

The Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected such information, we will take steps to delete it.

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective Date." Continued use of the Services after such changes constitutes your acceptance of the updated policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

By using the Services, you acknowledge that you have read, understood, and agree to this Privacy Policy.

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